About Us
Building financial infrastructure and organizational capacity to expand access
to opportunity—one partnership at a time.
Our Evolution
The Debt Survivor LLC was founded to address the credit barriers that limit access to capital, housing, employment, and economic mobility for individuals and communities across the country.
What began as hands-on financial education and credit counseling has evolved into a comprehensive technical assistance practice. Today, we serve not only individuals seeking to improve their financial standing, but also the organizations responsible for delivering financial education and readiness programming at scale.
Our expansion into organizational capacity building reflects a recognition that sustainable community impact requires strong systems, well-designed programs, and practitioners equipped with the right tools and frameworks.
From Detroit, we now serve partners and clients nationwide—connecting practical expertise with strategic vision to drive measurable outcomes.
Meet The Founder
Founder & Principal Consultant
Ebony Cochran is a practitioner and strategic partner specializing in credit strategy, financial readiness, and organizational capacity building. She supports nonprofits, business service organizations, and entrepreneurs in designing compliant, effective, and scalable initiatives that expand access to capital and opportunity.
Her work is grounded in hands-on experience and focused on structure, accountability, and measurable outcomes.
Our Values & Approach
These principles guide every engagement and partnership.
Trust & Transparency
We operate with integrity and clarity in every engagement, ensuring our partners and clients have full visibility into our approach and methodologies.
Compliance & Integrity
Our work adheres to industry standards and best practices, ensuring programs meet funder requirements and regulatory expectations. mmmmm
Practical Execution
We focus on actionable strategies and implementable solutions—not theory. Every recommendation is designed for real-world application.
Long-Term Impact
We build systems and structures designed for sustainability, creating lasting change rather than temporary improvements.
Community-Informed Strategy
Our approach is grounded in the needs and realities of the communities we serve, ensuring relevance and meaningful outcomes.
Long-Term Impact
We build systems and structures designed for sustainability, creating lasting change rather than temporary improvements.
Community-Informed Strategy
Our approach is grounded in the needs and realities of the communities we serve, ensuring relevance and meaningful outcomes.
How We Partner
Our work supports both organizations building financial infrastructure at scale and entrepreneurs preparing for growth and access to capital. We engage through thoughtful, structured partnerships designed to meet partners where they are while focusing on long-term impact.
For Organizations & Institutions
We partner with nonprofits, business service organizations, and funders to design, deliver, and strengthen financial readiness, credit-based programming, and technical assistance initiatives. Engagements often include contracted services, funded programs, and long-term partnerships aligned with organizational goals, community needs, and measurable outcomes.
For Entrepreneurs & Small Businesses
We support entrepreneurs preparing for growth, funding, and sustainability through credit strategy, business readiness guidance, and aligned referrals. Our approach emphasizes practical planning, compliance, and financial positioning designed to support long-term stability rather than short-term fixes.
If you’re exploring partnership opportunities or support aligned with your goals, we invite you to start a conversation with our team.
Connect With Us
If you’re exploring partnership opportunities or support aligned with your goals,
we invite you to start a conversation with our team.
If you’re exploring partnership opportunities or support aligned with your goals, we invite you to start a conversation with our team.
Inquiries are reviewed to ensure alignment with our services and engagement approach.
Technical assistance and financial readiness consulting for nonprofits, business service organizations, and entrepreneurs nationwide.
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Serving Clients Nationwide
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